📍 Bolt Help / Integrations / Payment Processors / Set Up Bolt for Authorize.net
Set Up Bolt for Authorize.net
Learn how to integrate Bolt with Authorize.net.

New Dashboard Notice

Bolt has launched a new Merchant Dashboard experience. See this corresponding page for help documentation that reflects the Legacy Dashboard.

Please note that Legacy Dashboard documentation may no longer have up to date information on our newest features and releases.

See Set Up Bolt One-Click for BigCommerce for instructions specific to this platform.

Step 1: Obtain Authorize.net Keys

Follow the official Authorize.net instructions here to obtain your API Login ID and Transaction Key. These will be added to your Bolt merchant account.

Step 2: Add Keys and Edit Payment Settings

  1. Log into the Bolt Merchant Dashboard.
  2. Navigate to Settings > Payments.
  3. Click Set Up Authorize.net.
  4. Input the following credentials:
    • API Login ID
    • Transaction Key
  5. Click Next.
  6. Edit the default payment settings to customize how processing works.
  7. Click Complete Setup.

Step 3: Configure Authorize.net Risk Settings

For payments made with a card saved to a shopper’s account, Bolt does not transmit CVV match data to processors. To configure risk settings so the lack of this data does not trigger auto-declines:

  1. Go to the Authorize.net Account.
  2. Use the Authorize.net guide on CVV Settings to allow transactions that do not include CVV data.
  3. If you use the Advanced Fraud Detection Suite (AFDS), use the Authorize.net guide on Enhanced CVV Filtering to set any code that indicates there was not CVV data present to Allow.

With Fraud Protection

Bolt’s fraud detection engine uses advanced risk signals to protect your business from fraud. Bolt Checkout does not require shoppers to enter a billing address, so the Address Verification System (AVS) mismatch settings may trigger automatic declines on transactions from real shoppers with an otherwise low risk score.

Use the Authorize.net guide on AVS settings to allow all transactions where the shipping and billing address do not match.

Without Fraud Protection

Contact your fraud solutions provider to inform them that payments transmitted via this processor will not provide CVV match information.

Step 4: Set Up Chargeback Notifications

Set up your communication preferences in Authorize.net to receive digital notifications for new chargebacks. This ensures that you have enough time to submit the dispute and respond with evidence.

Chargeback Handling

  • With Fraud Protection: Authorize.net supports manual dispute submissions.
  • Without Fraud Protection: Follow Authorize.net’s chargebacks handling process.
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