Enable your shoppers to pay using Klarna’s “Pay in 4” installments and financing offerings during checkout. Unsure which alternative payment methods to set up? See all supported alternative payment methods.
Availability
Platform Support
Feature Support
Before You Start
- Merchants must have a pre-existing relationship with Klarna before setting up this payment method.
- Klarna API Credentials (e.g., Username:
UG100143_bc45sda456Of3
)
Obtain Klarna Keys
INFO
To set up Klarna for a sandbox environment, create a Klarna test account to access the sandbox credentials.
- Go to your Klarna merchant account and retrieve the SFTP credentials:
SFTP Account Username
SFTP Account Password
Add Klarna to Bolt Checkout
- Log in to the Bolt Merchant Dashboard.
- Navigate to Settings > Payments.
- Find Alternative Payment Methods and click Add Klarna. An OAuth modal appears.
- Input your Klarna Merchant Username and Merchant Password.
NOTE
Using Radial? If you are using Radial as your processor, you do not need to complete the Merchant Username and Merchant Password fields.
- Define Cart Thresholds. Klarna requires a cart minimum of $10.00 USD, however you can set your own maximum and minimum cart totals within Bolt from the Klarna Settings modal.
- Maximum Cart Total: Total cart maximum in dollars (USD).
- Minimum Cart Total: Total cart minimum in dollars (USD); Set to at least
10
.
- Enter the SFTP credentials:
- Settlement SFTP Username:
Klarna SFTP Account Username
. - Settlement SFTP Password:
Klarna SFTP Account Password
.
- Settlement SFTP Username:
- Select Submit. A modal with your submitted credentials appears.
- Return to the Bolt Merchant Dashboard.
- Define default division settings:
- Currency: Select the allowed currency.
- Min Transaction Amount: Enter the minimum allowed transaction amount.
- Max Transaction Amount: Enter the maximum allowed transaction amount.
- Capture Payment: Enter either
Immediately
orManually
.
- To enable Klarna in checkout immediately, set the Enable in Checkout toggle to on . If you aren’t ready to make Klarna visible yet, leave this toggle off .
- Select Add Klarna.
Manage Division Settings
After you link your Klarna account, configure how Klarna works for each division.
- Log in to the Bolt Merchant Dashboard.
- Navigate to Settings > Payments.
- Find Alternative Payment Methods and click Manage Klarna.
- Adjust the division settings and click Update.
Switch or Disconnect Klarna Account
Follow the steps in Switch or Disconnect Account.
Sandbox Testing
Refer to Klarna’s documentation on sandbox testing.
Limitations
Transaction Amount Limits
Amount | Notes | |
---|---|---|
Minimum | $10 | |
Maximum | None | Determined individually by Klarna’s underwriting engine |
INFO
These figures are for guidance only. Check with your Klarna account representative to verify these limits.