Overview
Tokenization as a Service (TaaS) enables merchants to leverage Bolt’s powerful shopper network and tokenization capabilities while maintaining their existing payment processing infrastructure. This solution eliminates the need for complete payment system overhauls, making it ideal for large and mid-size merchants with significant investments in their current payment processors.
TIP
Perfect for Enterprise Merchants: TaaS is designed for merchants who want to access Bolt’s shopper network without switching payment processors or maintaining dual payment flows.
Key Benefits
Retain Your Payment Infrastructure
Keep your existing payment processor and avoid the complexity and cost of complete payment system migrations. TaaS works seamlessly with your current setup.
Access Bolt’s Shopper Network
Leverage Bolt’s extensive shopper network to increase conversions and reduce cart abandonment without changing your payment processing.
PCI-Compliant Tokenization
Bolt handles all tokenization in a PCI-compliant environment, ensuring security while simplifying your integration.
How It Works
TaaS operates as a proxy service that sits between your application and your payment processor. Here’s the flow:
1. Request Processing
Your application sends payment requests to Bolt’s TaaS endpoint with:
- Your existing payment processor credentials.
- Bolt generated payment token for guest shoppers (or) credit card id of Bolt shopper when recognized by Bolt.
- Destination payment processor endpoint to which the payment authorization request needs to be routed to.
2. Token Exchange
Bolt’s PCI-compliant service:
- Authenticates your request
- Exchanges Bolt tokens for raw PAN (Primary Account Numbers)
- Maintains security throughout the process
3. Payment Processing
The request is forwarded to your existing payment processor with:
- Properly formatted payment data
- Your existing processor credentials
- Standard payment processor response
INFO
Seamless Integration: TaaS requires minimal changes to your existing payment flow while providing access to Bolt’s advanced capabilities.
Architecture
TaaS consists of two main services:
Backend Services (Non-PCI Environment)
- Handles merchant authentication and request validation
- Endpoint:
POST /v1/tokenizer/proxy
Tokenization Service (PCI Environment)
- Performs token exchange in a secure, PCI-compliant environment
- Converts between Bolt tokens and raw PAN
Implementation Options
Direct API Integration
Integrate directly with TaaS APIs for maximum control and customization.
Get Started ›SFCC Cartridge
Use Bolt’s SFCC Cartridge to quickly add TaaS functionality to your SFCC site.
Get Started ›Use Cases
Enterprise Merchants
- Large retailers with existing payment infrastructure
- Merchants with complex payment processing requirements
- Organizations requiring minimal disruption to current systems
Mid-Market Merchants
- Growing businesses with established payment relationships
- Merchants seeking to enhance conversion without payment migration
- Companies with specific payment processor requirements
E-commerce Platforms
- Platforms serving multiple merchants
- Marketplaces with diverse payment needs
- SaaS companies with payment integrations
Security & Compliance
PCI Compliance
- All tokenization performed in PCI-compliant environment
- Secure handling of sensitive payment data
- Regular security audits and compliance monitoring
Access Control
- Merchant-specific authentication
- API key management
- Request validation and rate limiting
Getting Started
Prerequisites
- Bolt merchant account
- API access credentials
Implementation Steps
- Contact Bolt: Reach out to your Bolt representative to enable TaaS
- Configure Authentication: Set up API keys and authentication
- Update Integration: Modify your payment requests to use TaaS endpoints
- Test & Deploy: Test in sandbox environment before going live
Support & Resources
Documentation
Support
FAQ
How does TaaS differ from standard Bolt integration?
What payment processors are supported?
What changes are required to my existing integration?
Is TaaS available for all merchants?
Next Steps
Ready to get started with TaaS? Contact your Bolt representative to:
- Enable TaaS for your account
- Schedule implementation consultation
- Access technical documentation
- Begin integration planning