📍 Bolt Help / Products / Bolt Ignite / Tokenization as a Service (TaaS) Tokenization as a Service (TaaS) Access Bolt's shopper network and their saved payments, but keep your existing payment processor integration! Page Contents Click to expand. Overview Tokenization as a Service (TaaS) enables merchants to leverage Bolt’s powerful shopper network and tokenization capabilities while maintaining their existing payment processing infrastructure. This solution eliminates the need for complete payment system overhauls, making it ideal for large and mid-size merchants with significant investments in their current payment processors. TIP Perfect for Enterprise Merchants: TaaS is designed for merchants who want to access Bolt’s shopper network without switching payment processors or maintaining dual payment flows. Key Benefits Retain Your Payment Infrastructure Keep your existing payment processor and avoid the complexity and cost of complete payment system migrations. TaaS works seamlessly with your current setup. Access Bolt’s Shopper Network Leverage Bolt’s extensive shopper network to increase conversions and reduce cart abandonment without changing your payment processing. PCI-Compliant Tokenization Bolt handles all tokenization in a PCI-compliant environment, ensuring security while simplifying your integration. How It Works TaaS operates as a proxy service that sits between your application and your payment processor. Here’s the flow: 1. Request Processing Your application sends payment requests to Bolt’s TaaS endpoint with: Your existing payment processor credentials. Bolt generated payment token for guest shoppers (or) credit card id of Bolt shopper when recognized by Bolt. Destination payment processor endpoint to which the payment authorization request needs to be routed to. 2. Token Exchange Bolt’s PCI-compliant service: Authenticates your request Exchanges Bolt tokens for raw PAN (Primary Account Numbers) Maintains security throughout the process 3. Payment Processing The request is forwarded to your existing payment processor with: Properly formatted payment data Your existing processor credentials Standard payment processor response INFO Seamless Integration: TaaS requires minimal changes to your existing payment flow while providing access to Bolt’s advanced capabilities. Architecture TaaS consists of two main services: Backend Services (Non-PCI Environment) Handles merchant authentication and request validation Endpoint: POST /v1/tokenizer/proxy Tokenization Service (PCI Environment) Performs token exchange in a secure, PCI-compliant environment Converts between Bolt tokens and raw PAN Implementation Options Direct API Integration Integrate directly with TaaS APIs for maximum control and customization. Get Started › SFCC Cartridge Use Bolt’s SFCC Cartridge to quickly add TaaS functionality to your SFCC site. Get Started › Use Cases Enterprise Merchants Large retailers with existing payment infrastructure Merchants with complex payment processing requirements Organizations requiring minimal disruption to current systems Mid-Market Merchants Growing businesses with established payment relationships Merchants seeking to enhance conversion without payment migration Companies with specific payment processor requirements E-commerce Platforms Platforms serving multiple merchants Marketplaces with diverse payment needs SaaS companies with payment integrations Security & Compliance PCI Compliance All tokenization performed in PCI-compliant environment Secure handling of sensitive payment data Regular security audits and compliance monitoring Access Control Merchant-specific authentication API key management Request validation and rate limiting Getting Started Prerequisites Bolt merchant account API access credentials Implementation Steps Contact Bolt: Reach out to your Bolt representative to enable TaaS Configure Authentication: Set up API keys and authentication Update Integration: Modify your payment requests to use TaaS endpoints Test & Deploy: Test in sandbox environment before going live Contact Sales to Enable TaaS Support & Resources Documentation API Reference Support Merchant Support Portal Technical Documentation Developer Community FAQ How does TaaS differ from standard Bolt integration? Click to expand. TaaS allows you to keep your existing payment processor while accessing Bolt’s shopper network. Standard Bolt integration requires using Bolt as your payment processor. What payment processors are supported? Click to expand. TaaS supports major payment processors including Stripe, Braintree, Authorize.net, Adyen, and others. Contact Bolt to confirm compatibility with your specific processor. What changes are required to my existing integration? Click to expand. Minimal changes are required. You’ll need to update your payment request endpoints to use TaaS and include Bolt authentication credentials. Is TaaS available for all merchants? Click to expand. TaaS is primarily designed for enterprise and mid-market merchants with existing payment infrastructure. Contact Bolt to determine eligibility. Next Steps Ready to get started with TaaS? Contact your Bolt representative to: Enable TaaS for your account Schedule implementation consultation Access technical documentation Begin integration planning Get Started with TaaS
