Our app is invite-only. Follow the email instructions to sign up, or join the waitlist to be notified when access is available.

The approval process typically takes 3 business days. You'll receive an email once your account is approved.

Applications may be declined due to incomplete info, verification issues, or eligibility requirements. Contact support at support@bolt.com for assistance.

Yes! You'll receive a unique referral code to share. Referred users will be added to the waitlist and notified when they get access.

You can send/receive money, make purchases, and manage finances. More features will be added over time.

Link your bank account or debit card under Settings > Funding Sources and follow the instructions.

Some transactions are free, but services like instant transfers may have fees.

Yes! We use industry-standard encryption and fraud protection. Deposits are FDIC insured up to $250,000 through Midland States Bank, Member FDIC. Report unauthorized activity at compliance@bolt.com.

Your account is protected, but we recommend contacting support to temporarily lock your account.