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Payout Schedule

Bolt follows industry-standard practices for settlement and funding. The typical process takes approximately two days from order placement to availability, and works as follows:

Payout Timeline

  1. Card network transactions are captured by 7 p.m. PT/10 p.m. ET each business day.
  2. Card network transactions are settled at 10 a.m. PT/1 p.m. ET the following business day.
    • Funds are moved from unsettled to settled balance.
    • Funds become transferrable to your bank account.
  3. Bolt transfers funds settled since last business day at 12 p.m. PT/3 p.m. ET, each business day.
    • Daily transactions become exportable from the merchant dashboard at this point.

Detailed Settlement & Payout Schedule (Eastern Time)

Weekday Transactions Batch Settled Funds Available*
Sunday None Processed 1 p.m. Monday 3 p.m. Monday
Monday 10 p.m. Thursday - 10 p.m. Sunday 1 p.m. Monday 3 p.m. Monday
Tuesday 10 p.m. Sunday - 10 p.m. Monday 1 p.m. Tuesday 3 p.m. Tuesday
Wednesday 10 p.m. Monday - 4 p.m. Tuesday 1 p.m. Wednesday 3 p.m. Wednesday
Thursday 10 p.m. Tuesday - 10 p.m. Wednesday 1 p.m. Thursday 3 p.m. Thursday
Friday 10 p.m. Wednesday - 10 p.m. Thursday 1 p.m. Friday 3 p.m. Friday
Saturday None Processed 1 p.m. Monday 3 p.m. Monday

Bank Holidays

Funds settle and process the following business day if captured during a bank holiday.

Example Next Monday is a bank holiday. No transactions are settled that day. The following transaction batches are settled at 1 p.m. ET on Tuesday:

  • Funds collected between 10 p.m. ET Thursday to 10 p.m. ET Sunday
  • Funds collected between 10 p.m. ET Sunday to 10 p.m. ET on Monday. These funds become available at 3 p.m. ET Tuesday.

All batches from Friday - Sunday are disbursed Monday & settle (typically) on Tuesdays.